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Risk factors of schizophrenia Risk factors of schizophrenia include many genetic and environmental phenomena. The prevailing model of schizophrenia is that of a special neurodevelopmental disorder with no precise boundary or single cause (i.e.
Exigent circumstance In criminal procedure law of the United States, an exigent circumstance allows law enforcement (under certain circumstances) to enter a structure without a search warrant, or if they have a "knock and announce" warrant, allows them to enter without knocking and waiting for the owner's permission to enter. It must be a situation where people are in imminent danger, evidence faces imminent destruction, or a suspect's escape is imminent.
Net stable funding ratio During the financial crisis of 2007–2008, several banks, including the UK's Northern Rock and the U.S. investment banks Bear Stearns and Lehman Brothers, suffered a liquidity crisis, due to their over-reliance on short-term wholesale funding from the interbank lending market. As a result, the G20 launched an overhaul of banking regulation known as Basel III. In addition to changes in capital requirements, Basel III also contains two entirely new liquidity requirements: the net stable funding ratio (NSFR) and the liquidity coverage ratio (LCR).
Public company A public company, publicly traded company, publicly held company, publicly listed company, or public limited company is a company whose ownership is organized via shares of stock which are intended to be freely traded on a stock exchange or in over-the-counter markets. A public (publicly traded) company can be listed on a stock exchange (listed company), which facilitates the trade of shares, or not (unlisted public company).
Platinum Equity Platinum Equity, LLC is an American private equity investment firm founded by Tom Gores in 1995. The firm focuses on leveraged buyout investments of established companies in the U.S., Europe and Asia.
Affect display Reduced affect display, sometimes referred to as emotional blunting or emotional numbing, is a condition of reduced emotional reactivity in an individual. It manifests as a failure to express feelings (affect display) either verbally or nonverbally, especially when talking about issues that would normally be expected to engage the emotions.
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List of female fitness and figure competitors This is a list of female fitness and figure competitors.\n\n\n== A ==\nJelena Abbou\n\n\n== B ==\nLauren Beckham\nAlexandra Béres\nSharon Bruneau\n\n\n== C ==\nNatalie Montgomery-Carroll\nJen Cassetty\nKim Chizevsky\nSusie Curry\n\n\n== D ==\nDebbie Dobbins\nNicole Duncan\n\n\n== E ==\nJamie Eason\nAlexis Ellis\n\n\n== F ==\nAmy Fadhli\nJaime Franklin\n\n\n== G ==\nAdela García \nConnie Garner\nElaine Goodlad\nTracey Greenwood\nOksana Grishina\n\n\n== H ==\nMallory Haldeman\nVanda Hădărean\nJen Hendershott\nSoleivi Hernandez\nApril Hunter\n\n\n== I ==\n\n\n== J ==\nTsianina Joelson\n\n\n== K ==\nAdria Montgomery-Klein\nAshley Kaltwasser\n\n\n== L ==\nLauren Lillo\nMary Elizabeth Lado\nTammie Leady\nJennifer Nicole Lee\nAmber Littlejohn\nJulie Lohre\nJenny Lynn\n\n\n== M ==\nTimea Majorová\nLinda Maxwell\nDavana Medina\nJodi Leigh Miller\nChisato Mishima\n\n\n== N ==\nKim Nielsen\n\n\n== O ==\n\n\n== P ==\nVicky Pratt\nElena Panova\nChristine Pomponio-Pate\nCathy Priest\n\n\n== Q ==\n\n\n== R ==\nMaite Richert\nCharlene Rink\nKelly Ryan\n\n\n== S ==\nErin Stern\nCarol Semple-Marzetta\nKrisztina Sereny\nTrish Stratus (Patricia Anne Stratigias)\n\n\n== T ==\nKristi Tauti\nJennifer Thomas\n\n\n== U ==\n\n\n== V ==\nLisa Marie Varon\n\n\n== W ==\nLatisha Wilder\nTorrie Wilson\nLyen Wong\nJenny Worth\nNicole Wilkins\n\n\n== Y ==\n\n\n== Z ==\nMarietta Žigalová\nMalika Zitouni\n\n\n== See also ==\nList of female bodybuilders\n\n\n== References ==\nThere has been a rise in the number of women wanting to compete as fitness models.
Round-robin tournament A round-robin tournament (or all-play-all tournament) is a competition in which each contestant meets every other participant, usually in turn. A round-robin contrasts with an elimination tournament, in which participants are eliminated after a certain number of losses.
Significant figures Significant figures (also known as the significant digits, precision or resolution) of a number in positional notation are digits in the number that are reliable and necessary to indicate the quantity of something.\nIf a number expressing the result of a measurement (e.g., length, pressure, volume, or mass) has more digits than the number of digits allowed by the measurement resolution, then only as many digits as allowed by the measurement resolution are reliable, and so only these can be significant figures.
Customer relationship management Customer relationship management (CRM) is a process in which a business or other organization administers its interactions with customers, typically using data analysis to study large amounts of information.CRM systems compile data from a range of different communication channels, including a company's website, telephone, email, live chat, marketing materials and more recently, social media. They allow businesses to learn more about their target audiences and how to best cater for their needs, thus retaining customers and driving sales growth.
Purchase, New York Purchase is a hamlet in the town and village of Harrison, in Westchester County, New York, United States. One myth explains that its name is derived from Harrison's purchase, where John Harrison was to be granted as much land as he could ride in one day.
Purchasing Purchasing is the process a business or organization uses to acquire goods or services to accomplish its goals. Although there are several organizations that attempt to set standards in the purchasing process, processes can vary greatly between organizations.
Kabushiki gaisha A kabushiki gaisha (Japanese: 株式会社, pronounced [kabɯɕi̥ki ɡaꜜiɕa]; literally "share company") or kabushiki kaisha, commonly abbreviated K.K., is a type of company (会社, kaisha) defined under the Companies Act of Japan. The term is often translated as "stock company", "joint-stock company" or "stock corporation".
Re Goldcorp Exchange Limited (in receivership): Kensington v Liggett Re Goldcorp Exchange Ltd [1994] UKPC 3 is an English trusts law case by the Judicial Committee of the Privy Council decision on appeal from the Court of Appeal of New Zealand. It considers when there is sufficient certainty of subject matter to form a trust, and tracing.
O'Reilly Auto Parts O’Reilly Auto Parts is an American auto parts retailer that provides automotive aftermarket parts, tools, supplies, equipment, and accessories in the United States serving both the professional service providers and do-it-yourself customers. Founded in 1957 by the O’Reilly family, the company operates more than 5,600 stores in 47 states, and 22 ORMA stores in Mexico.
Electric car An electric car, battery electric car, or all-electric car is an automobile that is propelled by one or more electric motors, using only energy stored in batteries. Compared to internal combustion engine (ICE) vehicles, electric cars are quieter, have no exhaust emissions, and lower emissions overall.
Acupuncture Acupuncture is a form of alternative medicine and a component of traditional Chinese medicine (TCM) in which thin needles are inserted into the body. Acupuncture is a pseudoscience; the theories and practices of TCM are not based on scientific knowledge, and it has been characterized as quackery.
Tax assessment Tax assessment, or assessment, is the job of determining the value, and sometimes determining the use, of property, usually to calculate a property tax. This is usually done by an office called the assessor or tax assessor.
Emeritus Emeritus (; female: Emerita), in its current usage, is an adjective used to designate a retired chair, professor, pastor, bishop, pope, director, president, prime minister, rabbi, emperor, or other person who has been "permitted to retain as an honorary title the rank of the last office held".In some cases, the term is conferred automatically upon all persons who retire at a given rank, but in others, it remains a mark of distinguished service, awarded only to a few on retirement. It is also used when a person of distinction in a profession retires or hands over the position, enabling their former rank to be retained in their title, e.g., "professor emeritus".
Double taxation Double taxation is the levying of tax by two or more jurisdictions on the same income (in the case of income taxes), asset (in the case of capital taxes), or financial transaction (in the case of sales taxes).\nDouble liability may be mitigated in a number of ways, for example, a jurisdiction may:\n\nexempt foreign-source income from tax,\nexempt foreign-source income from tax if tax had been paid on it in another jurisdiction, or above some benchmark to exclude tax haven jurisdictions, or\nfully tax the foreign-source income but give a credit for taxes paid on the income in the foreign jurisdiction.Jurisdictions may enter into tax treaties with other countries, which set out rules to avoid double taxation.
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Risk Factors
PEP BOYS MANNY MOE & JACK Item 1A Risk Factors 7 ITEM 1A RISK FACTORS Our business faces significant risks
The risks described below may not be the only risks we face
If any of the events or circumstances described as risks below actually occurs, our business, results of operations or financial condition could be materially and adversely affected
Risks Related to Pep Boys If we are unable to generate sufficient cash flows from our operations, our liquidity will suffer and we may be unable to satisfy our obligations
We require significant capital to fund our business
While we believe we have the ability to sufficiently fund our planned operations and capital expenditures for the balance of fiscal year 2006, circumstances could arise that would materially affect our liquidity
For example, cash flows from our operations could be affected by changes in consumer spending habits or the failure to maintain favorable vendor payment terms or our inability to successfully implement sales growth initiatives
We may be unsuccessful in securing alternative financing when needed, on terms that we consider acceptable, or at all
The degree to which we are leveraged could have important consequences to your investment in our securities, including the following risks: * our ability to obtain additional financing for working capital, capital expenditures, acquisitions or general corporate purposes may be impaired in the future; * a substantial portion of our cash flow from operations must be dedicated to the payment of principal and interest on our debt, thereby reducing the funds available for other purposes; * our failure to comply with financial and operating restrictions placed on us and our subsidiaries by our credit facilities could result in an event of default that, if not cured or waived, could have a material adverse effect on our business or our prospects; and * if we are substantially more leveraged than some of our competitors, we might be at a competitive disadvantage to those competitors that have lower debt service obligations and significantly greater operating and financial flexibility than we do
We depend on our relationships with our vendors and a disruption of these relationships or of our vendors &apos operations could have a material adverse effect on our business and results of operations
Our business depends on developing and maintaining productive relationships with our vendors
Many factors outside our control may harm these relationships
For example, financial difficulties that some of our vendors may face may increase the cost of the products we purchase from them
In addition, our failure to promptly pay, or order sufficient quantities of inventory from our vendors may increase the cost of products we purchase or may lead to vendors refusing to sell products to us at all
The recent trend towards consolidation among automotive parts suppliers may also disrupt our relationships with some vendors
A disruption of our vendor relationships or a disruption in our vendors &apos operations could have a material adverse effect on our business and results of operations
We depend on our senior management team and our other personnel, and we face substantial competition for qualified personnel
Our success depends in part on the efforts of our senior management team
Our continued success will also depend upon our ability to retain existing, and attract additional, qualified field personnel to meet our needs
We face substantial competition, both from within and outside of the automotive aftermarket to retain and attract qualified personnel
In addition, we believe that the number of qualified automotive service technicians in the industry is generally insufficient to meet demand
7 ______________________________________________________________________ We face possible adverse changes in tax laws
From time to time changes in state and local tax laws or regulations are enacted, which may increase our tax liability
The shortfalls in tax revenues for states and municipalities in recent years have led and may continue to lead to an increase in the frequency and scope of such changes and to increases in the number of tax audits initiated by such jurisdictions, particularly with respect to large and well-known retailers
We also face the risk that tax authorities may challenge certain aspects of our acquisition, operation or disposition of properties
If such challenges are successful, we may be required to pay additional taxes on our assets or income and may be assessed interest and penalties on such additional taxes
These increased tax costs could adversely affect our financial condition and results of operations and our ability to make interest payments to holders of the notes
We are subject to environmental laws and may be subject to environmental liabilities that could have a material adverse effect on us in the future
We are subject to various federal, state and local laws and governmental regulations relating to the operation of our business, including those governing the handling, storage and disposal of hazardous substances contained in the products we sell and use in our service bays, the recycling of batteries, tires and used lubricants, and the ownership and operation of real property
As a result of investigations undertaken in connection with a number of our store acquisitions and financings, we are aware that soil or groundwater may be contaminated at some of our properties
Any failure by us to comply with environmental laws and regulations could have a material adverse effect on us
Risks Related to Our Industry Our industry is highly competitive, and price competition in some categories of the automotive aftermarket or a loss of trust in our participation in the &quote do-it-for-me &quote market, could cause a material decline in our revenues and earnings
The automotive aftermarket retail and service industry is highly competitive and subjects us to a wide variety of competitors
We compete primarily with the following types of businesses in each category of the automotive aftermarket: Do-It-Yourself Retail * automotive parts and accessories stores; * automobile dealers that supply manufacturer replacement parts and accessories; and * mass merchandisers and wholesale clubs that sell automotive products and select non-automotive merchandise that appeals to automotive “Do-It-Yourself” customers, such as generators, power tools and canopies
Do-It-For-Me Service Labor * regional and local full service automotive repair shops; * automobile dealers that provide repair and maintenance services; * national and regional (including franchised) tire retailers that provide additional automotive repair and maintenance services; and * national and regional (including franchised) specialized automotive (such as exhaust, brake and transmission) repair facilities that provide additional automotive repair and maintenance services
Installed Merchandise/Commercial * mass merchandisers, wholesalers and jobbers (some of which are associated with national parts distributors or associations)
8 ______________________________________________________________________ Tire Sales * national and regional (including franchised) tire retailers; and * mass merchandisers and wholesale clubs that sell tires
A number of our competitors have more financial resources, are more geographically diverse or have better name recognition than we do, which might place us at a competitive disadvantage to those competitors
Because we seek to offer competitive prices, if our competitors reduce their prices we may also be forced to reduce our prices, which could cause a material decline in our revenues and earnings and hinder our ability to service our debt
With respect to the service labor category, the majority of consumers are unfamiliar with their vehicleapstas mechanical operation and, as a result, often select a service provider based on trust
Potential occurrences of negative publicity associated with the Pep Boys brand, the products we sell or installation or repairs performed in our service bays, whether or not factually accurate, could cause consumers to lose confidence in our products and services in the short or long term, and cause them to choose our competitors for their automotive service needs
Vehicle miles driven may decrease, resulting in a decline of our revenues and negatively affecting our results of operations
Our industry depends on the number of vehicle miles driven
Factors that may cause the number of vehicle miles and our revenues and our results of operations to decrease include: * the weather – as vehicle maintenance may be deferred during periods of inclement weather; * the economy – as during periods of poor economic conditions, customers may defer vehicle maintenance or repair, and during periods of good economic conditions, consumers may opt to purchase new vehicles rather than service the vehicles they currently own and replace worn or damaged parts; * gas prices – as increases in gas prices may deter consumers from using their vehicles; and * travel patterns – as changes in travel patterns may cause consumers to rely more heavily on train and airplane transportation