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Wiki Wiki Summary
Climbing competition A climbing competition (or comp) is usually held indoors on purpose built climbing walls. There are three main types of climbing competition: lead, speed, and bouldering.
Interspecific competition Interspecific competition, in ecology, is a form of competition in which individuals of different species compete for the same resources in an ecosystem (e.g. food or living space).
Open access Open access (OA) is a set of principles and a range of practices through which research outputs are distributed online, free of access charges or other barriers. With open access strictly defined (according to the 2001 definition), or libre open access, barriers to copying or reuse are also reduced or removed by applying an open license for copyright.The main focus of the open access movement is "peer reviewed research literature." Historically, this has centered mainly on print-based academic journals.
Risk management Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities.\nRisks can come from various sources including uncertainty in international markets, threats from project failures (at any phase in design, development, production, or sustaining of life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause.
Asset In financial accounting, an asset is any resource owned or controlled by a business or an economic entity. It is anything (tangible or intangible) that can be used to produce positive economic value.
UTI Asset Management UTI Mutual Fund was carved out of the erstwhile Unit Trust of India (UTI) as a Securities and Exchange Board of India (SEBI) registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into: Specified Undertaking of Unit Trust of India (SUUTI) and UTI Mutual Fund (UTIMF).
Investment banking Investment banking denotes certain activities of a financial services company or a corporate division that consist in advisory-based financial transactions on behalf of individuals, corporations, and governments. Traditionally associated with corporate finance, such a bank might assist in raising financial capital by underwriting or acting as the client's agent in the issuance of debt or equity securities.
Financial management advisor The financial management advisor (FMA) is a professional designation of the Canadian Securities Institute (CSI), the official educator of the Canadian securities industry. The FMA is a personal financial planning designation which is usually a precursor to the certified financial planner (CFP) designation.
Prenuptial agreement A prenuptial agreement, antenuptial agreement, or premarital agreement (commonly referred to as a prenup), is a written contract entered into by a couple prior to marriage or a civil union that enables them to select and control many of the legal rights they acquire upon marrying, and what happens when their marriage eventually ends by death or divorce. Couples enter into a written prenuptial agreement to supersede many of the default marital laws that would otherwise apply in the event of divorce, such as the laws that govern the division of property, retirement benefits, savings, and the right to seek alimony (spousal support) with agreed-upon terms that provide certainty and clarify their marital rights.
Muteness Muteness or mutism (from Latin mutus 'silent') is defined as an absence of speech while conserving or maintaining the ability to hear the speech of others. Mutism is typically understood as a person's inability to speak, and commonly observed by their family members, caregivers, teachers, doctors or speech and language pathologists.
Agile management Agile management is the application of the principles of Agile software development to various management processes, particularly project management. Following the appearance of the Manifesto for Agile Software Development in 2001, Agile techniques started to spread into other areas of activity.
Women Management Women Management is a modeling agency based in New York. Founded by Paul Rowland in 1988, Women also has two sister agencies, Supreme Management and Women 360 Management, which is also part of the Women International Agency Chain.
Sport management Sport management is the field of business dealing with sports and recreation. Sports management involves any combination of skills that correspond with planning, organizing, directing, controlling, budgeting, leading, or evaluating of any organization or business within the sports field.
Restaurant management Restaurant management is the profession of managing a restaurant. Associate, bachelor, and graduate degree programs are offered in restaurant management by community colleges, junior colleges, and some universities in the United States.
Adverse Adverse or adverse interest, in law, is anything that functions contrary to a party's interest. This word should not be confused with averse.
Hostile witness A hostile witness, also known as an adverse witness or an unfavorable witness, is a witness at trial whose testimony on direct examination is either openly antagonistic or appears to be contrary to the legal position of the party who called the witness. This concept is used in the legal proceedings in the United States, and analogues of it exist in other legal systems in Western countries.
List of largest banks These are lists of the banks in the world, as measured by total assets.\n\n\n== By total assets ==\nThe list is based on the April 2021 S&P Global Market Intelligence report of the 100 largest banks in the world.
Hedge fund A hedge fund is a pooled investment fund that trades in relatively liquid assets and is able to make extensive use of more complex trading, portfolio-construction, and risk management techniques in an attempt to improve performance, such as short selling, leverage, and derivatives. Financial regulators generally restrict hedge fund marketing to institutional investors, high net worth individuals, and others who are considered sufficiently sophisticated.
Nominal interest rate In finance and economics, the nominal interest rate or nominal rate of interest is either of two distinct things: \n\nthe rate of interest before adjustment for inflation (in contrast with the real interest rate); or,\nfor interest rates "as stated" without adjustment for the full effect of compounding (also referred to as the nominal annual rate). An interest rate is called nominal if the frequency of compounding (e.g.
Triple Canopy Triple Canopy, Inc., is an American private security company that provides integrated security, mission support and risk management services to corporate, government and nonprofit clients. The firm was founded in May 2003 by Army Special Forces veterans, including former Delta Force operators.
Operation London Bridge Operation London Bridge (also known by its code phrase London Bridge is Down) is the plan for what will happen in the United Kingdom on and immediately after the death of Queen Elizabeth II. It includes planning for the announcement of her death, the period of official mourning, and the details of her state funeral. Some critical decisions relating to the plan have been made by the Queen herself, although some can only be made by her successor, Charles, after her death.
Giant Tiger Giant Tiger Stores Limited is a Canadian discount store chain which operates over 260 stores across Canada. The company's stores operate under the Giant Tiger banner in Alberta, Manitoba, New Brunswick, Nova Scotia, Ontario, Prince Edward Island and Saskatchewan; under the GTExpress and Scott's Discount banners in Ontario only, and under the Tigre Géant banner in Quebec.
T-Force T-Force was the operational arm of a joint US Army-British Army mission to secure designated German scientific and industrial technology targets before they could be destroyed by retreating enemy forces or looters during the final stages of World War II and its immediate aftermath. Key personnel were also to be seized, and targets of opportunity exploited when encountered.
Contributing guidelines Contributing guidelines, also called Contribution guidelines, the CONTRIBUTING.md file, or software contribution guidelines, is a text file which project managers include in free and open-source software packages or other open media packages for the purpose of describing how others may contribute user-generated content to the project.\nThe file explains how anyone can engage in activities such as formatting code for submission or submitting patches.The existence of the file in a package should increase the chance of a project receiving crowdsourced contributions.
OECD Guidelines for the Testing of Chemicals OECD Guidelines for the Testing of Chemicals (OECD TG) are a set of internationally accepted specifications for the testing of chemicals decided on by the Organisation for Economic Co-operation and Development (OECD). They were first published in 1981.
Subsidiary alliance A subsidiary alliance, in South Asian history, was a tributary alliance between an Indian state and a European East India Company. The system of subsidiary alliances was pioneered by the French East India Company governor Joseph François Dupleix, who in the late 1740s established treaties with the Nizam of Hyderabad, India, and other Indian princes in the Carnatic.It stated that the Indian rulers who formed a treaty with the British would be provided with protection against any external attacks in place that the rulers were (a) required to keep the British army at the capitals of their states (b)they were either to give either money or some territory to the company for the maintenance of the British troops (c) they were to turn out from their states all non-english europeans whether they were employed in the army or in the civil service and (d)they had to keep a British official called 'resident' at the capital of their respective states who would oversee all the negotiations and talks with the other states which meant that the rulers were to have no direct correspondence or relations with the other states .
List of Gazprom subsidiaries Russian energy company Gazprom has several hundred subsidiaries and affiliated companies owned and controlled directly or indirectly. The subsidiaries and affiliated companies are listed by country.
Subsidiary right A subsidiary right (also called a subright or sub-lease) is the right to produce or publish a product in different formats based on the original material. Subsidiary rights are common in the publishing and entertainment industries, in which subsidiary rights are granted by the author to an agent, publisher, newspaper, or film studio.
Late termination of pregnancy Late termination of pregnancy (also referred to as late-term abortion) describes the termination of pregnancy by induced abortion during a late stage of gestation. "Late", in this context, is not precisely defined, and different medical publications use varying gestational age thresholds.
Investment Advisers Act of 1940 The Investment Advisers Act of 1940, codified at 15 U.S.C. § 80b-1 through 15 U.S.C. § 80b-21, is a United States federal law that was created to monitor and regulate the activities of investment advisers (also spelled "advisors") as defined by the law. It is the primary source of regulation of investment advisers and is administered by the U.S. Securities and Exchange Commission.
Adviser An adviser or advisor is normally a person with more and deeper knowledge in a specific area and usually also includes persons with cross-functional and multidisciplinary expertise. An adviser's role is that of a mentor or guide and differs categorically from that of a task-specific consultant.
Minsk agreements The Minsk agreements were a series of international agreements which sought to end the war in the Donbas region of Ukraine. The first, known as the Minsk Protocol, was drafted in 2014 by the Trilateral Contact Group on Ukraine, consisting of Ukraine, Russia, and the Organization for Security and Co-operation in Europe (OSCE), with mediation by the leaders of France and Germany in the so-called Normandy Format.
Non-disclosure agreement A non-disclosure agreement (NDA), also known as a confidentiality agreement (CA), confidential disclosure agreement (CDA), proprietary information agreement (PIA), secrecy agreement (SA), or non-disparagement agreement, is a legal contract or part of a contract between at least two parties that outlines confidential material, knowledge, or information that the parties wish to share with one another for certain purposes, but wish to restrict access to. Doctor–patient confidentiality (physician–patient privilege), attorney–client privilege, priest–penitent privilege and bank–client confidentiality agreements are examples of NDAs, which are often not enshrined in a written contract between the parties.
Good Friday Agreement The Good Friday Agreement (GFA), or Belfast Agreement (Irish: Comhaontú Aoine an Chéasta or Comhaontú Bhéal Feirste; Ulster-Scots: Guid Friday Greeance or Bilfawst Greeance), is a pair of agreements signed on 10 April 1998 that ended most of the violence of the Troubles, a political conflict in Northern Ireland that had ensued since the late 1960s. It was a major development in the Northern Ireland peace process of the 1990s.
Business Development Company A Business Development Company ("BDC") is a form of unregistered closed-end investment company in the United States that invests in small and mid-sized businesses. This form of company was created by Congress in 1980 as amendments to the Investment Company Act of 1940.
Risk Factors
NUVEEN INVESTMENTS INC ITEM 1A RISK FACTORS RISKS RELATING TO OUR BUSINESS WE FACE SUBSTANTIAL COMPETITION IN THE INVESTMENT MANAGEMENT BUSINESS All aspects of our business are subject to substantial competition
This includes competition for continued access to brokerage firms &apos retail distribution systems and &quote wrap fee &quote managed account programs
The loss of such access could result in a loss of assets under management, which could adversely affect our revenues
In addition, in part as a result of the substantial competition in the asset management industry, there has been a trend toward lower fees in some segments of the asset management business
In order for us to maintain our fee structure in a competitive environment, we must be able to provide clients with investment returns and service that will encourage them to be willing to pay such fees
There can be no assurance that we will be able to maintain our current fee structure or that we will be able to develop new products that the market or our registered representatives find attractive
Fee reductions on existing or future business could have an adverse impact on our revenue and profitability
OUR BUSINESS RELIES ON THIRD-PARTY DISTRIBUTION PROGRAMS Our ability to distribute our products is highly dependent on access to the client base of financial advisors that also offer competing investment products
Registered representatives who recommend our products may reduce or eliminate their involvement in marketing our products at any time, or may elect to emphasize the investment products of competing sponsors, or the proprietary products of their own firms
In addition, registered representatives may receive compensation incentives to sell their firmapstas investment products or may choose to recommend to their customers investment products sponsored by firms other than us
In addition, a registered representativeapstas ability to distribute our mutual funds is subject to the continuation of a selling agreement between the firm with which the representative is affiliated and us
We cannot be sure that we will continue to gain access to these financial advisors
The inability to have this access could have a material adverse effect on our business
DECLINES IN SECURITIES MARKETS OR POOR INVESTMENT PERFORMANCE MAY ADVERSELY AFFECT OUR ASSETS UNDER MANAGEMENT AND OUR FUTURE OFFERINGS Securities markets are inherently volatile and may be impacted by factors beyond our control, including such factors as global, national and local political and economic conditions, inflation, investor preferences and legal and regulatory changes
Declines in securities markets may reduce our assets under management and sales of our products, and, as a result, adversely affect our revenues
In addition, our investment performance is one of 12 the primary factors associated with the success of our business
Poor investment performance by our managers could adversely affect our revenue and growth as a result of a reduction in assets under management and redemptions by existing clients, which would result in lower investment management fees, reduction in performance fees earned by our businesses, as well as a diminished ability to sell our products and attract new funds in future offerings
FLUCTUATIONS IN INTEREST RATES COULD ADVERSELY AFFECT OUR ASSETS UNDER MANAGEMENT A substantial portion of our assets under management are invested in fixed-income securities
Increases in interest rates from their present levels may adversely affect the net asset values of these assets
In addition, increases in interest rates may have a magnified adverse effect on our leveraged closed-end funds
Moreover, fluctuations in interest rates may have a significant impact on securities markets, which may adversely affect our assets under management
OUR BUSINESS IS DEPENDENT UPON OUR RETAINING OUR KEY PERSONNEL Our executive officers, investment professionals and senior marketing personnel are highly important elements of the success of our business
The market for qualified personnel to fill these roles is extremely competitive
We anticipate that we will need to recruit and retain qualified investment professionals and marketing personnel
The loss of key personnel or the inability to recruit and retain portfolio managers or marketing personnel could have a material adverse effect on our business
OUR BUSINESS IS SUBJECT TO EXTENSIVE REGULATION, AND COMPLIANCE FAILURES AND CHANGES IN REGULATION COULD ADVERSELY AFFECT US Our investment advisory business is subject to client guidelines and contractual and other requirements
A failure to adhere to these guidelines or satisfy these requirements could result in client withdrawals and could result in losses which could be recovered by the client from us in certain circumstances
Our businesses are also subject to extensive regulation, including by the SEC and the NASD Our failure to comply with applicable laws, regulations or rules of self-regulatory organizations could cause regulatory authorities to institute proceedings against us or our subsidiaries and could result in the imposition of sanctions ranging from censure and fines to termination of an investment adviser or broker-dealerapstas registration and otherwise prohibiting an investment adviser from acting as an investment adviser
Changes in laws, regulations, rules of self-regulatory organizations or in governmental policies, and unforeseen developments in litigation targeting the securities industry generally or us, could have a material adverse effect on us
The impact of future accounting pronouncements could also have a material adverse affect upon us
OUR REVENUES WILL DECREASE IF OUR INVESTMENT ADVISORY CONTRACTS ARE TERMINATED A substantial portion of our revenues are derived from investment advisory agreements
Our investment advisory agreements with registered fund clients are approved initially by the sole fund shareholder and their continuance must be approved annually by the trustees of the respective funds, including a majority of the trustees who are not &quote interested persons &quote of our relevant advisory subsidiary or the fund, as defined in the Investment Company Act of 1940, as amended, to which we refer as the &quote Investment Company Act &quote
Amendments to these agreements typically must be approved by funds &apos boards of trustees and, if material, by the shareholders
Each agreement may be terminated without penalty by either party upon 60 days written notice
In addition, under the Investment Company Act, each of the investment advisory agreements of our advisory subsidiaries with registered fund clients would terminate automatically upon its assignment (as 13 defined in the Investment Company Act)
Our investment advisory agreements with advisory clients other than registered fund clients generally provide that they can be terminated without penalty upon written notice by either party within any specified period
Under the provisions of the Investment Advisers Act of 1940, as amended, to which we refer as the &quote Investment Advisers Act &quote , those investment advisory agreements may not be assigned without the clientapstas consent
The term &quote assignment &quote is broadly defined under the Investment Company Act and the Investment Advisers Act to include any direct or indirect transfer of the contract or of a controlling block of the adviserapstas stock by a security holder
The termination of all or a portion of the investment advisory agreements, for any reason, could have a material adverse effect on our business and results of operations
FAILURE TO COMPLY WITH CLIENT CONTRACTUAL REQUIREMENTS AND/OR GUIDELINES COULD HAVE NEGATIVE CONSEQUENCES WHICH COULD CAUSE OUR EARNINGS OR STOCK PRICE TO DECLINE When clients retain us to manage assets or provide products or services on their behalf, they specify guidelines or contractual requirements that we are required to observe in the provision of our services
A failure to comply with these guidelines or contractual requirements could result in damage to our reputation or to the client seeking to recover losses from us, reducing its assets under management, or terminating its contract with us, any of which could cause our earnings or stock price to decline
WE MAY CONTINUE TO ACQUIRE OTHER COMPANIES, AND THE EXPECTED BENEFITS OF SUCH ACQUISITIONS MAY NOT MATERIALIZE Acquisitions of complementary businesses and development of strategic alliances have been and may continue to be an active part of our overall business strategy
Services, key personnel or businesses of acquired companies may not be effectively assimilated into our business or service offerings and our alliances may not be successful
Moreover, we may be unable to retain the clients of the companies we acquire, or achieve expected cost reductions or economies of scale
RECENT INCREASES IN INDEBTEDNESS COULD INCREASE THE COSTS OF OUR BORROWING AND MAKE IT MORE DIFFICULT TO RAISE ADDITIONAL CAPITAL IN THE FUTURE In 2005, we issued dlra550 million of senior unsecured notes, and incurred dlra150 million in outstanding borrowings under our dlra400 million credit facility, principally to refinance existing debt and to finance the repurchase of dlra600 million of our common stock from STA See &quote Item 1
These obligations have resulted in a significant increase in leverage compared to our capital structure prior to their incurrence, which will increase our borrowing costs and could adversely affect our ability to raise additional capital in the future
WE ARE DEPENDENT UPON ACCESS TO THE REVENUES OF OUR SUBSIDIARIES Our cash flow and our ability to service our debt are dependent upon access to the revenues of our subsidiaries
Our subsidiaries are separate and distinct legal entities and generally have no obligation to pay the indebtedness or other obligations of Nuveen Investments, Inc