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Wiki Wiki Summary
Prenuptial agreement A prenuptial agreement, antenuptial agreement, or premarital agreement (commonly referred to as a prenup), is a written contract entered into by a couple prior to marriage or a civil union that enables them to select and control many of the legal rights they acquire upon marrying, and what happens when their marriage eventually ends by death or divorce. Couples enter into a written prenuptial agreement to supersede many of the default marital laws that would otherwise apply in the event of divorce, such as the laws that govern the division of property, retirement benefits, savings, and the right to seek alimony (spousal support) with agreed-upon terms that provide certainty and clarify their marital rights.
Abby Elliott Abby Elliott is an American actress and comedian who was a cast member on Saturday Night Live from 2008 to 2012 and has since starred on the Bravo comedy Odd Mom Out and the NBC sitcom Indebted. She is the daughter of actor/comedian Chris Elliott.
Biological Diversity Act, 2002 The Biological Diversity Act, 2002 is an Act enacted by the Parliament of India for the preservation of biological diversity in India, and provides mechanism for equitable sharing of benefits arising out of the use of traditional biological resources and knowledge. The Act was enacted to meet the obligations under the Convention on Biological Diversity (CBD), because India is a party of the convention {meeting}.
The Four Agreements The Four Agreements: A Practical Guide to Personal Freedom is a self-help book by bestselling author Don Miguel Ruiz with Janet Mills. The book offers a code of conduct claiming to be based on ancient Toltec wisdom that advocates freedom from self-limiting beliefs that may cause suffering and limitation in a person's life.
Julia (2022 TV series) Julia is an American television series created by Daniel Goldfarb that premiered on HBO Max on March 31, 2022. It is based on the life of television chef Julia Child.
Terrorism financing Terrorism financing is the provision of funds or providing financial support to individual terrorists or non-state actors.Most countries have implemented measures to counter terrorism financing (CTF) often as part of their money laundering laws. Some countries and multinational organisations have created a list of organisations that they regard as terrorist organisations, though there is no consistency as to which organisations are designated as being terrorist by each country.
Code of practice A code of practice can be a document that complements occupational health and safety laws and regulations to provide detailed practical guidance on how to comply with legal obligations, and should be followed unless another solution with the same or better health and safety standard is in place, or may be a document for the same purpose published by a self-regulating body to be followed by member organisations.Codes of practice published by governments do not replace the occupational health and safety laws and regulations, and are generally issued in terms of those laws and regulations. They are intended to help understand how to comply with the requirements of regulations.
Miranda v. Arizona Miranda v. Arizona, 384 U.S. 436 (1966), was a landmark decision of the U.S. Supreme Court in which the Court ruled that the Fifth Amendment to the U.S. Constitution restricts prosecutors from using a person's statements made in response to interrogation in police custody as evidence at their trial unless they can show that the person was informed of the right to consult with an attorney before and during questioning, and of the right against self-incrimination before police questioning, and that the defendant not only understood these rights, but voluntarily waived them.
Probability of default Probability of default (PD) is a financial term describing the likelihood of a default over a particular time horizon. It provides an estimate of the likelihood that a borrower will be unable to meet its debt obligations.PD is used in a variety of credit analyses and risk management frameworks.
Healing Is Difficult Healing Is Difficult is the second studio album by Australian singer and songwriter Sia. It was released in the United Kingdom on 9 July 2001 and in the United States on 28 May 2002.
Adverse Adverse or adverse interest, in law, is anything that functions contrary to a party's interest. This word should not be confused with averse.
Emergency management Emergency management, also called emergency response or disaster management, is the organization and management of the resources and responsibilities for dealing with all humanitarian aspects of emergencies (prevention, preparedness, response, mitigation, and recovery). The aim is to prevent and reduce the harmful effects of all hazards, including disasters.
Sitting Feng shui (/ˈfʌŋˌʃuːi/), also known as Chinese geomancy, is an ancient Chinese traditional practice which claims to use energy forces to harmonize individuals with their surrounding environment. The term feng shui means, literally, "wind-water".
Operations research Operations research (British English: operational research), often shortened to the initialism OR, is a discipline that deals with the development and application of advanced analytical methods to improve decision-making. It is sometimes considered to be a subfield of mathematical sciences.
Air Force Personnel Operations Agency The Air Force Personnel Operations Agency (AFPOA) serves as the single Air Force focal point for submission and acceptance of total force human resources information technology requirements. It works with Air Force manpower, Personnel and Services (A1), the Air Force Personnel Center, the Air Reserve Personnel Center and other human resources customers to capture information technology systems requirements in support of the A1 enterprise.
Corporate social responsibility Corporate social responsibility (CSR) is a form of international private business self-regulation which aims to contribute to societal goals of a philanthropic, activist, or charitable nature by engaging in or supporting volunteering or ethically oriented practices. While once it was possible to describe CSR as an internal organizational policy or a corporate ethic strategy, that time has passed as various national and international laws have been developed.
List of NCAA Divisions II and III schools competing in NCAA Division I sports This is a list of colleges and universities that are members of Division I, the highest level of competition sponsored by the National Collegiate Athletic Association (NCAA). Currently, there are 358 institutions classified as Division I, including those in the process of transitioning from other divisions.
Delta Air Lines Delta Air Lines, Inc., typically referred to as Delta, is one of the major airlines of the United States and a legacy carrier. One of the world's oldest airlines in operation, Delta is headquartered in Atlanta, Georgia.
Water usage effectiveness Water Usage Effectiveness (WUE) is a sustainability metric created by The Green Grid in 2011 to attempt to measure the amount of water used by datacenters to cool their IT assets.\nTo calculate simple WUE, a data center manager divides the annual site water usage in liters by the IT equipment energy usage in kilowatt hours (Kwh).
Andrey Melnichenko (industrialist) Andrey Melnichenko (Russian: Андрей Игоревич Мельниченко; Belarusian: Андрэй Мельнічэнка; born 8 March 1972) is a Russian billionaire entrepreneur. He is the founder and ex-beneficiary of fertilizer producer EuroChem Group and coal producer SUEK, and was a non-executive director in both companies until 9 March 2022.Forbes and Bloomberg estimated his net worth at $15.8 billion and $17.4 billion respectively, which makes him one of the richest persons in Russia.
Jaguar Cars Jaguar (UK: , US: ) is the luxury vehicle brand of Jaguar Land Rover, a British multinational car manufacturer with its headquarters in Whitley, Coventry, England. Jaguar Cars was the company that was responsible for the production of Jaguar cars until its operations were fully merged with those of Land Rover to form Jaguar Land Rover on 1 January 2013.
Jayaram Padikkal R. Jayaram Padikkal was an IPS officer. He had served as the Director General of Police (DGP), the highest rank in the force in the period 1993–94.
The Moral Landscape The Moral Landscape: How Science Can Determine Human Values is a 2010 book by Sam Harris, in which he promotes a science of morality and argues that many thinkers have long confused the relationship between morality, facts, and science. He aims to carve a third path between secularists who say morality is subjective (moral relativists) and religionists who say that morality is dictated by God and scripture.
Contraindication In medicine, a contraindication is a condition that serves as a reason not to take a certain medical treatment due to the harm that it would cause the patient. Contraindication is the opposite of indication, which is a reason to use a certain treatment.
Asset and liability management Asset and liability management (often abbreviated ALM) is the practice of managing financial risks that arise due to mismatches between the assets and liabilities as part of an investment strategy in financial accounting.\nALM sits between risk management and strategic planning.
Demand In economics, demand is the quantity of a good that consumers are willing and able to purchase at various prices during a given period of time. The relationship between price and quantity demand is also called the demand curve.
Cash flow forecasting Cash flow forecasting is the process of obtaining an estimate or forecast of a company's future financial position; the cash flow forecast is typically based on anticipated payments and receivables.\nSee Financial forecast for general discussion re methodology.
Connection pool In software engineering, a connection pool is a cache of database connections maintained so that the connections can be reused when future requests to the database are required.\nConnection pools are used to enhance the performance of executing commands on a database.
Goodwill Games The Goodwill Games were an international sports competition created by Ted Turner in reaction to the political troubles surrounding the Olympic Games of the 1980s. In 1979, the Soviet invasion of Afghanistan caused the United States and other Western countries to boycott the 1980 Summer Olympics in Moscow, an act reciprocated when the Soviet Union and other Eastern Bloc countries (with the exception of Romania) boycotted the 1984 Summer Olympics in Los Angeles.
UNESCO Intangible Cultural Heritage Lists UNESCO established its Lists of Intangible Cultural Heritage with the aim of ensuring better protection of important intangible cultural heritages worldwide and the awareness of their significance. This list is published by the Intergovernmental Committee for the Safeguarding of Intangible Cultural Heritage, the members of which are elected by State Parties meeting in a General Assembly.
Economic and monetary union An economic and monetary union (EMU) is a type of trade bloc that features a combination of a common market, customs union, and monetary union. Established via a trade pact, an EMU constitutes the sixth of seven stages in the process of economic integration.
Disparate impact Disparate impact in United States labor law refers to practices in employment, housing, and other areas that adversely affect one group of people of a protected characteristic more than another, even though rules applied by employers or landlords are formally neutral. Although the protected classes vary by statute, most federal civil rights laws protect based on race, color, religion, national origin, and sex as protected traits, and some laws include disability status and other traits as well.
Gloria Steinem Gloria Marie Steinem (; born March 25, 1934) is an American feminist journalist and social political activist who became nationally recognized as a leader and a spokeswoman for the American feminist movement in the late 1960s and early 1970s.Steinem was a columnist for New York magazine, and a co-founder of Ms. magazine.
Risk Factors
CYTEC INDUSTRIES INC/DE/ Item 1A Risk Factors 13 ITEM 1A RISK FACTORS OUR INDEBTEDNESS COULD ADVERSELY AFFECT OUR FINANCIAL CONDITION, LIMIT OUR ABILITY TO GROW AND COMPETE AND PREVENT US FROM FULFILLING OUR OBLIGATIONS UNDER OUR NOTES AND OUR OTHER INDEBTEDNESS As of December 31, 2005, we had dlra1cmam311dtta0 million of debt outstanding, and dlra350dtta0 million of availability under our five year revolving credit agreement
Our indebtedness could adversely affect our financial condition, limit our ability to grow and compete and prevent us from fulfilling our obligations under our notes and our other indebtedness
A discussion of our debt is contained in Note 10 of the Notes to Consolidated Financial Statements which are incorporated herein
We consider our principal credit agreements ( &quote PCAapstas &quote ) to be our five-year term loan (dlra461dtta2 million outstanding at December 31, 2005) and dlra350dtta0 million five-year revolving credit facilities (zero amount outstanding at December 31, 2005)
Our PCAapstas require us to meet financial ratios, including total consolidated debt to consolidated EBITDA (as defined in the credit agreements) and consolidated EBITDA (as defined in the credit agreements) to interest expense
These restrictions could limit our ability to plan for or react to market conditions or meet extraordinary capital needs and could otherwise restrict our financing activities
Our ability to comply with the covenants as in effect from time to time, will depend on our future operating performance
If we fail to comply with those covenants and terms, we will be in default
In this case, we would be required to obtain waivers from our lenders in order to maintain compliance
If we were unable to obtain any necessary waivers, the debt under our PCA credit facilities could be accelerated, and become immediately due and payable
In addition, both of our PCAapstas have a cross default provision whereby amounts outstanding could become due and payable if we default on other debt obligations of at least dlra25dtta0 million
WE COULD BE ADVERSELY AFFECTED IF OUR DEBT IS DOWNGRADED Our ability to complete financing of debt securities on satisfactory terms in the future will depend, in part, on the status of our future credit ratings
The current ratings of our senior unsecured long-term indebtedness are BBB- by Standard & Poorapstas Ratings Service ( &quote S&P &quote ) and Baa3 by Moodyapstas Investors Service, Inc
Either S&P or Moodyapstas, or both, may downgrade our credit rating at any time, which would make it more difficult to complete financing of debt securities on satisfactory terms and would generally result in increased future borrowing costs and more restrictive covenants and may adversely affect our access to capital
In addition, such a downgrade from current levels would trigger a requirement, under the terms of our PCAapstas, for specified subsidiaries in the US to guarantee the obligations under our PCAapstas
WE MAY ENCOUNTER DIFFICULTIES IN COMPLETING THE INTEGRATION OF SURFACE SPECIALTIES AND OPERATING THE ACQUIRED BUSINESS WHICH COULD ADVERSELY AFFECT OUR FINANCIAL PERFORMANCE OR OUR ABILITY TO COMPETE SUCCESSFULLY IN OUR MARKETS Integrating and operating the acquired businesses, and achieving the full benefit and potential efficiencies from such acquisitions, requires substantial management, financial and other resources and may pose several risks, some or all of which could have a material adverse effect on our business, financial condition or results of operations
These risks include: o difficulties in assimilation of acquired personnel, operations and technologies; o the need to manage a significantly larger business with operations in different locations around the world; o diversion of managementapstas attention from the ongoing development of our existing businesses or other business concerns; o failure to retain key personnel of the acquired business; and o unforeseen operating difficulties and expenditures
If we experience any of these difficulties our financial performance and ability to compete successfully in any of our markets could be adversely affected
DISPOSITION OR RESTRUCTURING CHARGES AND GOODWILL IMPAIRMENT OR ACQUISITION INTANGIBLE IMPAIRMENT OR ASSET IMPAIRMENT CHARGES MAY UNPREDICTABLY AFFECT OUR RESULTS OF OPERATIONS IN THE FUTURE Management regularly reviews our business portfolio in terms of strategic fit and financial performance and may from time to time dispose of or withdraw certain product lines
Additionally, management regularly reviews the cost effectiveness of its plant sites and/or asset at such sites
Long-lived assets with determinable useful lives are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable
We may find it necessary to record disposition, restructuring or asset impairment charges in connection with such reviews
For example, we recorded restructuring charges of dlra14dtta1 million in the fourth quarter of 2005
Such charges could have a material adverse effect on our results of operations in the period in which they are recorded
Another example is an event such as the notice of termination by DSM of our manufacturing joint venture at the end of its term on August 1, 2007
We are reviewing our go-forward options at the end of the venture, and depending on various factors and assumptions such as market demand and raw material costs it could lead to the recording of an impairment charge related to the recoverability of the AMEL long-lived assets
At December 31, 2005, the carrying value of our 50prca share of AMELapstas long-lived assets was approximately $l5dtta0 million
Based on our current plans, the estimated future cash flows are sufficient to support the carrying value of these assets
-13- We test goodwill and indefinite-lived acquisition intangible assets for impairment on an annual basis in our fourth fiscal quarter and more often if events occur or circumstances change that would likely reduce the fair value of a reporting unit to an amount below its carrying value
We also test for other possible acquisition intangible impairments if events occur or circumstances change that would likely reduce the fair value of the stated assets
In connection with the acquisition of Surface Specialties, we recorded goodwill in the amount of dlra728dtta3 million and recorded acquisition intangibles of dlra490dtta4 million at December 31, 2005
In total, we had dlra1cmam012dtta2 million of goodwill, and acquisition intangibles with a net carrying value of dlra491dtta5 million at December 31, 2005
Future events could cause the impairment of goodwill or acquisition intangibles associated with the Surface Specialties business or any other of our reporting units
Any resulting impairment loss would be a non-cash charge and may have a material adverse impact on our results of operations in any future period in which we record a charge
SOME OF OUR CUSTOMERS &apos BUSINESSES ARE CYCLICAL AND DEMAND BY OUR CUSTOMERS FOR OUR PRODUCTS WEAKENS DURING ECONOMIC DOWNTURNS LOSS OF SIGNIFICANT CUSTOMERS MAY HAVE AN ADVERSE EFFECT ON OUR BUSINESS See &quote Item 1
LEGAL PROCEDINGS &quote