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Wiki Wiki Summary
Manufactured risk Manufactured risks are risks that are produced by the modernization process, particularly by innovative developments in science and technology. They create risk environments that have little historical reference, and are therefore largely unpredictable.
Comprehensive annual financial report An Annual Comprehensive Financial Report, formally called Comprehensive Annual Financial Report (CAFR)) is a set of U.S. government financial statements comprising the financial report of a state, municipal or other governmental entity that complies with the accounting requirements promulgated by the Governmental Accounting Standards Board (GASB). GASB provides standards for the content of a Comprehensive Annual Financial Report in its annually updated publication Codification of Governmental Accounting and Financial Reporting Standards.
Cascade Investment Cascade Investment, L.L.C. is an American holding company and private investment firm headquartered in Kirkland, Washington, United States. It is controlled by Bill Gates, and managed by Michael Larson.
Barrick Gold Barrick Gold Corporation is a mining company that produces gold and copper with 16 operating sites in 13 countries. It is headquartered in Toronto, Ontario, Canada.
List of former equipment of the Iraqi Ground Forces The following is a list of former equipment used by the Iraqi Ground Forces. For a list of current equipment, please see List of current equipment of the Iraqi Ground Forces.
Prostitution in Oceania Prostitution in Oceania varies greatly across the region. In American Samoa, for instance, prostitution is illegal, whereas in New Zealand most aspects of the trade are decriminalised.
Email marketing Email marketing is the act of sending a commercial message, typically to a group of people, using email. In its broadest sense, every email sent to a potential or current customer could be considered email marketing.
High-capacity magazine ban A high-capacity magazine ban is a law which bans or otherwise restricts high-capacity magazines, detachable firearm magazines that can hold more than a certain number of rounds of ammunition. For example, in the United States, the now-expired Federal Assault Weapons Ban of 1994 included limits regarding magazines that could hold more than ten rounds.
PostScript PostScript (PS) is a page description language in the electronic publishing and desktop publishing realm. It is a dynamically typed, concatenative programming language.
Educational technology Educational technology (commonly abbreviated as edutech, or edtech) is the combined use of computer hardware, software, and educational theory and practice to facilitate learning. When referred to with its abbreviation, edtech, it is often referring to the industry of companies that create educational technology.In addition to practical educational experience, educational technology is based on theoretical knowledge from various disciplines such as communication, education, psychology, sociology, artificial intelligence, and computer science.
Exponential distribution In probability theory and statistics, the exponential distribution is the probability distribution of the time between events in a Poisson point process, i.e., a process in which events occur continuously and independently at a constant average rate. It is a particular case of the gamma distribution.
Tire-pressure monitoring system A tire-pressure monitoring system (TPMS) monitors the air pressure inside the pneumatic tires on vehicles. A TPMS reports real-time tire-pressure information to the driver, using either a gauge, a pictogram display, or a simple low-pressure warning light.
Legitimate expectation The doctrine of legitimate expectation was first developed in English law as a ground of judicial review in administrative law to protect a procedural or substantive interest when a public authority rescinds from a representation made to a person. It is based on the principles of natural justice and fairness, and seeks to prevent authorities from abusing power.
Unsafe abortion An unsafe abortion is the termination of a pregnancy by people lacking the necessary skills, or in an environment lacking minimal medical standards, or both. An unsafe abortion is a life-threatening procedure.
Pratītyasamutpāda Pratītyasamutpāda (Sanskrit: प्रतीत्यसमुत्पाद, Pāli: paṭiccasamuppāda), commonly translated as dependent origination, or dependent arising, is a key doctrine in Buddhism shared by all schools of Buddhism. It states that all dharmas (phenomena) arise in dependence upon other dharmas: "if this exists, that exists; if this ceases to exist, that also ceases to exist".
Disruptive innovation In business theory, disruptive innovation is innovation that creates a new market and value network or enters at the bottom of an existing market and eventually displaces established market-leading firms, products, and alliances. The concept was developed by the American academic Clayton Christensen and his collaborators beginning in 1995, and has been called the most influential business idea of the early 21st century.
IT service management Information technology service management (ITSM) are the activities that are performed by an organization to design, build, deliver, operate and control information technology (IT) services offered to customers.Differing from more technology-oriented IT management approaches like network management and IT systems management, IT service management is characterized by adopting a process approach towards management, focusing on customer needs and IT services for customers rather than IT systems, and stressing continual improvement. The CIO WaterCoolers' annual ITSM report states that business uses ITSM "mostly in support of customer experience (35%) and service quality (48%)."\n\n\n== Context ==\n\nAs a discipline, ITSM has ties and common interests with other IT and general management approaches, information security management and software engineering.
A Contract with God A Contract with God and Other Tenement Stories is a graphic novel by American cartoonist Will Eisner published in 1978. The book's short story cycle revolves around poor Jewish characters who live in a tenement in New York City.
Tax Cuts and Jobs Act of 2017 The Act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018, Pub.L. 115–97 (text) (PDF), is a congressional revenue act of the United States originally introduced in Congress as the Tax Cuts and Jobs Act (TCJA), that amended the Internal Revenue Code of 1986. Major elements of the changes include reducing tax rates for businesses and individuals, increasing the standard deduction and family tax credits, eliminating personal exemptions and making it less beneficial to itemize deductions, limiting deductions for state and local income taxes and property taxes, further limiting the mortgage interest deduction, reducing the alternative minimum tax for individuals and eliminating it for corporations, doubling the estate tax exemption, and cancelling the penalty enforcing individual mandate of the Affordable Care Act (ACA).The Act is based on tax reform advocated by congressional Republicans and the Trump administration.
D-8 Organization for Economic Cooperation The D-8 Organization for Economic Cooperation, also known as Developing-8, is an organisation for development co-operation among the following countries: Bangladesh, Egypt, Indonesia, Iran, Malaysia, Nigeria, Pakistan, and Turkey. The objectives of D-8 Organization for Economic Cooperation are to improve member states' position in the global economy, diversify and create new opportunities in trade relations, enhance participation in decision-making at international level, and improve standards of living.
List of Nvidia graphics processing units This list contains general information about graphics processing units (GPUs) and video cards from Nvidia, based on official specifications. In addition some Nvidia motherboards come with integrated onboard GPUs.
2018 Brazil truck drivers' strike The 2018 Brazil truck drivers' strike, also called the diesel crisis, was a strike of self-employed truck drivers that began on 21 May 2018.The protesters demanded a decrease of the price of diesel, exemption from certain tolls, as well as a legal and tax reform related to truck driving. Oil prices increased in Brazil after a 2016 policy change that made oil prices float with international prices.The nationwide paralysis of roads caused a shortage of food, medicines, and oil across Brazil, with long queues of vehicles to gas stations.
Statistical significance In statistical hypothesis testing, a result has statistical significance when it is very unlikely to have occurred given the null hypothesis. More precisely, a study's defined significance level, denoted by \n \n \n \n α\n \n \n {\displaystyle \alpha }\n , is the probability of the study rejecting the null hypothesis, given that the null hypothesis is true; and the p-value of a result, \n \n \n \n p\n \n \n {\displaystyle p}\n , is the probability of obtaining a result at least as extreme, given that the null hypothesis is true.
Location scouting Location scouting is a vital process in the pre-production stage of filmmaking and commercial photography. Once scriptwriters, producers or directors have decided what general kind of scenery they require for the various parts of their work that is shot outside of the studio, the search for a suitable place or "location" outside the studio begins.
United States Navy The United States Navy (USN) is the maritime service branch of the United States Armed Forces and one of the eight uniformed services of the United States. It is the largest and most powerful navy in the world, with the estimated tonnage of its active battle fleet alone exceeding the next 13 navies combined, including 11 U.S. allies or partner nations as of 2015.
Heritable jurisdictions Heritable jurisdictions were, in the law of Scotland, grants of jurisdiction made to a man and his heirs.\nThey were a usual accompaniment to feudal tenures and conferred power on great families.
New Economic Policy The New Economic Policy (NEP) (Russian: новая экономическая политика (НЭП), tr. novaya ekonomicheskaya politika) was an economic policy of the Soviet Union proposed by Vladimir Lenin in 1921 as a temporary expedient.
Yoda conditions In programming jargon, Yoda conditions (also called Yoda notation) is a programming style where the two parts of an expression are reversed from the typical order in a conditional statement. A Yoda condition places the constant portion of the expression on the left side of the conditional statement.
Impact Direct Ministries Impact Direct Ministries (IDM), established in 2001, is a non-profit community-based organisation operating in South Africa with the main operational base in Cape Town, Western Cape. It was founded by Apostle Roger Petersen and operated by Cape Town Christian Fellowship Church.
Religion and negotiations Trust building is the most influential factor in negotiating between two sides. The stronger this factor appears, the greater the chance will be for negotiators to cooperate.
Corresponding member A corresponding member (French: membre correspondant; Russian: член-корреспондент, членкор (chlen-korrespondent, chlenkor); German: korrespondierendes Mitglied) is one of the possible membership types in some organizations, especially in the learned societies and scientific academies.\n\n\n== Meaning of the term in the past and now ==\nHistorically, this kind of membership was usual for the individuals living far from the academy or outside the country where the central academy offices are located.
Direct marketing Direct marketing is a form of communicating an offer, where organizations communicate directly to a pre-selected customer and supply a method for a direct response. Among practitioners, it is also known as direct response marketing.
Direct impingement Direct impingement is a type of gas operation for a firearm that directs gas from a fired cartridge indirectly (through the barrel, through a gas block, and then through a gas tube) into the bolt carrier or slide assembly to cycle the action. Firearms using direct impingement are theoretically lighter, more accurate, and less expensive than firearms using cleaner and cooler gas piston systems.
Discretionary spending In American public finance, discretionary spending is government spending implemented through an appropriations bill. This spending is an optional part of fiscal policy, in contrast to social programs for which funding is mandatory and determined by the number of eligible recipients.
Korean Augmentation To the United States Army Korean Augmentation To the United States Army (KATUSAKorean: 카투사) is a branch of the Republic of Korea Army that consists of Korean drafted personnel who are augmented to the Eighth United States Army (EUSA). KATUSA does not form an individual military unit, instead small numbers of KATUSA members are dispatched throughout the most of the Eighth United States Army departments, filling in positions for the United States Army enlisted soldiers and junior non-commissioned officers.
Financial statement analysis Financial statement analysis (or financial analysis) is the process of reviewing and analyzing a company's financial statements to make better economic decisions to earn income in future. These statements include the income statement, balance sheet, statement of cash flows, notes to accounts and a statement of changes in equity (if applicable).
Financial inclusion Financial inclusion is defined as the availability and equality of opportunities to access financial services. It refers to a process by which individuals and businesses can access appropriate, affordable, and timely financial products and services.
Risk Factors
BANTA CORP Item 1A Risk Factors 7 Item 1A Risk Factors You should carefully consider each of the risks described below, together with all of the other information contained in this Annual Report on Form 10-K, before making an investment decision with respect to our securities
If any of the following risks develop into actual events, our business, financial condition or results of operations could be materially and adversely affected and you may lose all or part of your investment
7 _________________________________________________________________ We operate in a very competitive environment that could negatively impact our revenue and margins
In the printing services segment, consolidation within the graphic arts industry has continued during the last few years
This trend has resulted in fewer competitors, creating several competitors that are larger than we are, with broader product offerings
The major competitive factors in our printing services segment are quality of finished products, time-to-market and distribution capabilities, ongoing customer service, price, availability of time on equipment and schedule flexibility
The printing services segment has also experienced condolidation in its customer base
The consolidation of customers within our markets has resulted in greater competitive pricing pressures and the potential for increased volume solicitation as customers reduce the number of vendors they use
In recent years, additional capacity and competition from printing companies in lower cost countries also has increased, particularly from book printers in Asia
In addition, seasonal excess capacity in the domestic printing industry has also resulted in lower unit prices
Increased competition could result in our having to reduce the prices we charge for our services or incurring reduced revenue
The major competitive factors in our supply-chain management services segment are customer service, price, location relative to customer manufacturing sites, quality of information technology and the ability to develop creative and innovative solutions for customer manufacturing, fulfillment and distribution needs
In recent years, enhanced competition along with continuing pressure from customers to reduce costs, reduce time to market and improve quality of service has led to increased pricing pressures
In addition, operating margins in the supply-chain management services segment continue to be at a level which may be higher than can be sustained in the long-term, and may decrease in the future based on competitive conditions as well as the expectation of a lesser proportion of value-added content in the product mix
We are dependent in part on our customers continuing to outsource non-core activities, and we are susceptible to being negatively impacted by a decline in the technology market given the number of technology customers served by our supply-chain management services segment
Trends in outsourcing non-core activities by our existing or potential customers could have an impact on our future revenue, particularly in the literature management and book operating units of the printing services segment, as well as the supply-chain management services segment
Increased outsourcing activity has resulted in higher revenue in these areas of our business in recent years
Any change in those trends could negatively impact revenue growth in these portions of our business
Our supply-chain management services segment primarily serves global technology customers
The concentration of customers within one industry creates increased risk if there is a significant decline in this industry
In addition, in this segment we have a high concentration of revenue from several large customers
Changes in the status of these customers could have a significant impact on our future revenue and profitability
We have a contract with Hewlett-Packard Company in the supply-chain management services segment that runs through 2006, subject to one-year extensions pursuant to an evergreen provision
Revenue from Hewlett-Packard Company under this agreement totaled approximately dlra135 million in 2005
The loss or the modification of terms of this contract could have a material adverse impact on our financial results
We are susceptible to being negatively impacted by increasing costs, including paper prices and fuel costs
Paper pricing has had a significant impact on revenue in our printing services segment in prior years
Paper prices are influenced by world pulp prices, capacity utilization in the worldwide paper industry and the value of the dollar in comparison to other currencies
Paper prices increased by an average of 9prca in 2005 and contributed approximately one-third of the 10prca increase in our revenue in the printing services segment in 2005
Increases in fuel costs, especially resulting from increased costs to operate our production facilities, could increase our operating costs and negatively impact our operating results
8 _________________________________________________________________ We could be negatively impacted by strikes or other work stoppages by our employees
We employ approximately 800 persons who are covered by collective bargaining agreements
If our unionized employees were to engage in a concerted strike or other work stoppage, or if our other employees were to become unionized, we could experience a disruption of operations, higher labor costs or both
Our earnings could be negatively impacted if we are unable to implement successfully our productivity enhancing projects
We have initiated a number of cost reduction initiatives that have reduced expenses in recent years, and management expects that these initiatives will result in cost savings in coming years
If we are unable to continue to deliver cost savings from these initiatives, it could have an adverse impact on our profitability
Our supply-chain management services business operates in various international locations
As a result, we are subject to foreign currency risk and risks associated with political and economic instability in international areas in which we conduct business
We derive a significant portion of our revenue in the supply-chain management sector from operations in locations outside the United States
As a result of this international presence, we are subject to potential political and economic instability
In addition, some foreign jurisdictions in which we operate use a local currency other than the United States dollar
Changes in foreign currency exchange rates can result in increases or decreases in our revenue and operating earnings for these jurisdictions
We are subject to environmental remediation and compliance risks that could adversely affect our earnings
We have environmental compliance programs primarily for the control of air quality, groundwater quality, disposal of waste material and all aspects of the work environment involving employee health
We also incur ongoing costs in monitoring compliance with environmental laws concerning the disposal of waste materials and the remediation of sites previously used for the disposal of waste materials
Any costs, claims or penalties that may be incurred or assessed under environmental laws, beyond any reserves we have already provided, will have an adverse effect upon our operations and consolidated financial position
Our business is subject to shifts in global economic conditions and could be adversely affected by a decline in the global economy
Global economic conditions have the potential to impact our financial results significantly
Within the printing services segment, a change in economic conditions can impact many areas of spending, including government, business and individual spending
These changes can have a direct impact on the amount of print business available to us
Examples of the changes in spending that could affect our financial results include: • Reductions or increases in state government spending on education leads to a corresponding decrease or increase in the demand for educational materials, which are produced by our book business unit
Reductions or increases in business spending on advertising impact advertising page counts in magazines, and the volume of direct marketing materials
These changes can affect results in our publication, direct marketing and catalog business units
Within our supply-chain management services segment, a change in economic conditions that influences individual or business spending on technology has the potential to affect significantly our major customers in the technology market, which could impact our financial performance by lowering the demand of those customers for our services